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A Sense of Accomplishment - You'll feel good knowing that these arrangements have been taken care of.
Fewer Family Concerns - Your surviving family members will have less to worry about in the event of your death.
Your Family Keeps More - When you prepay, your estate will owe nothing on funeral expenses. More of your assets and life insurance proceeds will go directly to your family.
Save the Amount You Need - Once you gain an understanding of all the costs involved, you can earmark a portion of your savings to cover those costs.
Fewer Last-minute Expenses - When you plan in advance, your family is less likely to incur additional expenses at the time of the funeral.
Points To Consider When Pre-Planning
Make sure your funds are secured in a separate trust fund or insurance policy.
Consider the needs of the living. Your thoughtfulness enables your survivors to participate in a meaningful final tribute, that helps them grieve and gives them comfort.
Like any contract, before signing, read it carefully and make sure you understand all of the provisions. Ask questions.
Keep a copy of your plan in a safe place. Inform a close family member or friend that you have made arrangements and where the documents are kept.
Put everything in writing that you discuss, and get copies for you and your family.